Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 87,000 zł a year in Poland

Take-home pay a month
5,272 zł
After income tax and social contributions
Take-home pay a year
63,267 zł
After income tax and social contributions
Total deductions
27.3%
of your gross pay goes to tax and contributions
If you earn 100 zł more
69 zł
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay87,000 zł7,250 zł
Income tax (PIT)podatek dochodowy (PIT)−5,049 zł−421 zł
Pension insuranceskładka emerytalna−8,491 zł−708 zł
Disability insuranceskładka rentowa−1,305 zł−109 zł
Sickness insuranceskładka chorobowa−2,132 zł−178 zł
Health insuranceskładka zdrowotna−6,756 zł−563 zł
Total deductions−23,733 zł−1,978 zł
Take-home pay63,267 zł5,272 zł

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceskładka emerytalna8,491 zł708 zł
Disability insuranceskładka rentowa5,655 zł471 zł
Accident insuranceskładka wypadkowa1,453 zł121 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy2,132 zł178 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)87 zł7 zł
Total cost to the employer104,818 zł8,735 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.