Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 18,500 zł a month in Poland

Take-home pay a month
11,799 zł
After income tax and social contributions
Take-home pay a year
141,583 zł
After income tax and social contributions
Total deductions
36.2%
of your gross pay goes to tax and contributions
If you earn 100 zł more
52 zł
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay222,000 zł18,500 zł
Income tax (PIT)podatek dochodowy (PIT)−32,740 zł−2,728 zł
Pension insuranceskładka emerytalna−21,667 zł−1,806 zł
Disability insuranceskładka rentowa−3,330 zł−278 zł
Sickness insuranceskładka chorobowa−5,439 zł−453 zł
Health insuranceskładka zdrowotna−17,241 zł−1,437 zł
Total deductions−80,417 zł−6,701 zł
Take-home pay141,583 zł11,799 zł

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceskładka emerytalna21,667 zł1,806 zł
Disability insuranceskładka rentowa14,430 zł1,203 zł
Accident insuranceskładka wypadkowa3,707 zł309 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy5,439 zł453 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)222 zł19 zł
Total cost to the employer267,466 zł22,289 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.