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Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 72,900 zł a year in Poland

Take-home pay a month
4,471 zł
After income tax and social contributions
Take-home pay a year
53,655 zł
After income tax and social contributions
Total deductions
26.4%
of your gross pay goes to tax and contributions
If you earn 100 zł more
69 zł
more take-home pay

Your deductions

ItemPer yearPer month
Gross pay72,900 zł6,075 zł
Income tax (PIT)podatek dochodowy (PIT)−3,589 zł−299 zł
Pension insuranceskładka emerytalna−7,115 zł−593 zł
Disability insuranceskładka rentowa−1,094 zł−91 zł
Sickness insuranceskładka chorobowa−1,786 zł−149 zł
Health insuranceskładka zdrowotna−5,661 zł−472 zł
Total deductions−19,245 zł−1,604 zł
Take-home pay53,655 zł4,471 zł

What your employer pays

ContributionPer yearPer month
Pension insuranceskładka emerytalna7,115 zł593 zł
Disability insuranceskładka rentowa4,739 zł395 zł
Accident insuranceskładka wypadkowa1,217 zł101 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy1,786 zł149 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)73 zł6 zł
Total cost to the employer87,830 zł7,319 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.

Tax and salary guides