Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 230,000 zł a year in Poland

Take-home pay a month
12,138 zł
After income tax and social contributions
Take-home pay a year
145,656 zł
After income tax and social contributions
Total deductions
36.7%
of your gross pay goes to tax and contributions
If you earn 100 zł more
52 zł
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay230,000 zł19,167 zł
Income tax (PIT)podatek dochodowy (PIT)−34,949 zł−2,912 zł
Pension insuranceskładka emerytalna−22,448 zł−1,871 zł
Disability insuranceskładka rentowa−3,450 zł−288 zł
Sickness insuranceskładka chorobowa−5,635 zł−470 zł
Health insuranceskładka zdrowotna−17,862 zł−1,489 zł
Total deductions−84,344 zł−7,029 zł
Take-home pay145,656 zł12,138 zł

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceskładka emerytalna22,448 zł1,871 zł
Disability insuranceskładka rentowa14,950 zł1,246 zł
Accident insuranceskładka wypadkowa3,841 zł320 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy5,635 zł470 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)230 zł19 zł
Total cost to the employer277,104 zł23,092 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.