Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 228,800 zł a year in Poland

Take-home pay a month
12,087 zł
After income tax and social contributions
Take-home pay a year
145,045 zł
After income tax and social contributions
Total deductions
36.6%
of your gross pay goes to tax and contributions
If you earn 100 zł more
51 zł
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay228,800 zł19,067 zł
Income tax (PIT)podatek dochodowy (PIT)−34,618 zł−2,885 zł
Pension insuranceskładka emerytalna−22,331 zł−1,861 zł
Disability insuranceskładka rentowa−3,432 zł−286 zł
Sickness insuranceskładka chorobowa−5,606 zł−467 zł
Health insuranceskładka zdrowotna−17,769 zł−1,481 zł
Total deductions−83,755 zł−6,980 zł
Take-home pay145,045 zł12,087 zł

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceskładka emerytalna22,331 zł1,861 zł
Disability insuranceskładka rentowa14,872 zł1,239 zł
Accident insuranceskładka wypadkowa3,821 zł318 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy5,606 zł467 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)229 zł19 zł
Total cost to the employer275,658 zł22,972 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.