For employersGet job alerts

Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 193,300 zł a year in Poland

Take-home pay a month
10,581 zł
After income tax and social contributions
Take-home pay a year
126,971 zł
After income tax and social contributions
Total deductions
34.3%
of your gross pay goes to tax and contributions
If you earn 100 zł more
51 zł
more take-home pay

Your deductions

ItemPer yearPer month
Gross pay193,300 zł16,108 zł
Income tax (PIT)podatek dochodowy (PIT)−24,816 zł−2,068 zł
Pension insuranceskładka emerytalna−18,866 zł−1,572 zł
Disability insuranceskładka rentowa−2,899 zł−242 zł
Sickness insuranceskładka chorobowa−4,736 zł−395 zł
Health insuranceskładka zdrowotna−15,012 zł−1,251 zł
Total deductions−66,329 zł−5,527 zł
Take-home pay126,971 zł10,581 zł

What your employer pays

ContributionPer yearPer month
Pension insuranceskładka emerytalna18,866 zł1,572 zł
Disability insuranceskładka rentowa12,564 zł1,047 zł
Accident insuranceskładka wypadkowa3,228 zł269 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy4,736 zł395 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)193 zł16 zł
Total cost to the employer232,888 zł19,407 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.

Tax and salary guides