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Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 118,700 zł a year in Poland

Take-home pay a month
7,073 zł
After income tax and social contributions
Take-home pay a year
84,877 zł
After income tax and social contributions
Total deductions
28.5%
of your gross pay goes to tax and contributions
If you earn 100 zł more
68 zł
more take-home pay

Your deductions

ItemPer yearPer month
Gross pay118,700 zł9,892 zł
Income tax (PIT)podatek dochodowy (PIT)−8,331 zł−694 zł
Pension insuranceskładka emerytalna−11,585 zł−965 zł
Disability insuranceskładka rentowa−1,781 zł−148 zł
Sickness insuranceskładka chorobowa−2,908 zł−242 zł
Health insuranceskładka zdrowotna−9,218 zł−768 zł
Total deductions−33,823 zł−2,819 zł
Take-home pay84,877 zł7,073 zł

What your employer pays

ContributionPer yearPer month
Pension insuranceskładka emerytalna11,585 zł965 zł
Disability insuranceskładka rentowa7,716 zł643 zł
Accident insuranceskładka wypadkowa1,982 zł165 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy2,908 zł242 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)119 zł10 zł
Total cost to the employer143,010 zł11,917 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.

Tax and salary guides