Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 6,500 zł a month in Poland

Take-home pay a month
4,761 zł
After income tax and social contributions
Take-home pay a year
57,132 zł
After income tax and social contributions
Total deductions
26.8%
of your gross pay goes to tax and contributions
If you earn 100 zł more
69 zł
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay78,000 zł6,500 zł
Income tax (PIT)podatek dochodowy (PIT)−4,117 zł−343 zł
Pension insuranceskładka emerytalna−7,613 zł−634 zł
Disability insuranceskładka rentowa−1,170 zł−98 zł
Sickness insuranceskładka chorobowa−1,911 zł−159 zł
Health insuranceskładka zdrowotna−6,058 zł−505 zł
Total deductions−20,868 zł−1,739 zł
Take-home pay57,132 zł4,761 zł

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceskładka emerytalna7,613 zł634 zł
Disability insuranceskładka rentowa5,070 zł423 zł
Accident insuranceskładka wypadkowa1,303 zł109 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy1,911 zł159 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)78 zł7 zł
Total cost to the employer93,974 zł7,831 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.