Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 60,400 zł a month in Poland

Take-home pay a month
35,578 zł
After income tax and social contributions
Take-home pay a year
426,941 zł
After income tax and social contributions
Total deductions
41.1%
of your gross pay goes to tax and contributions
If you earn 100 zł more
58 zł
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay724,800 zł60,400 zł
Income tax (PIT)podatek dochodowy (PIT)−187,511 zł−15,626 zł
Pension insuranceskładka emerytalna−27,582 zł−2,298 zł
Disability insuranceskładka rentowa−4,239 zł−353 zł
Sickness insuranceskładka chorobowa−17,758 zł−1,480 zł
Health insuranceskładka zdrowotna−60,770 zł−5,064 zł
Total deductions−297,859 zł−24,822 zł
Take-home pay426,941 zł35,578 zł

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceskładka emerytalna27,582 zł2,298 zł
Disability insuranceskładka rentowa18,369 zł1,531 zł
Accident insuranceskładka wypadkowa12,104 zł1,009 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy17,758 zł1,480 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)725 zł60 zł
Total cost to the employer801,337 zł66,778 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Notes

  • Pension and disability contributions stop once 2026 pay reaches 282,600 zł (30 times the forecast average wage).

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.