Salary after tax calculator for Poland
Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.
Take-home pay on 26,800 zł a month in Poland
- Take-home pay a month
- 16,240 zł
- After income tax and social contributions
- Take-home pay a year
- 194,881 zł
- After income tax and social contributions
- Total deductions
- 39.4%
- of your gross pay goes to tax and contributions
- If you earn 100 zł more
- 58 zł
- more take-home pay
Your deductions
| Item | Per year | Per month |
|---|---|---|
| Gross pay | 321,600 zł | 26,800 zł |
| Income tax (PIT)podatek dochodowy (PIT) | −61,648 zł | −5,137 zł |
| Pension insuranceskładka emerytalna | −27,582 zł | −2,298 zł |
| Disability insuranceskładka rentowa | −4,239 zł | −353 zł |
| Sickness insuranceskładka chorobowa | −7,879 zł | −657 zł |
| Health insuranceskładka zdrowotna | −25,371 zł | −2,114 zł |
| Total deductions | −126,719 zł | −10,560 zł |
| Take-home pay | 194,881 zł | 16,240 zł |
What your employer pays
| Contribution | Per year | Per month |
|---|---|---|
| Pension insuranceskładka emerytalna | 27,582 zł | 2,298 zł |
| Disability insuranceskładka rentowa | 18,369 zł | 1,531 zł |
| Accident insuranceskładka wypadkowa | 5,371 zł | 448 zł |
| Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy | 7,879 zł | 657 zł |
| Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP) | 322 zł | 27 zł |
| Total cost to the employer | 381,122 zł | 31,760 zł |
About this estimate (2026 rules, checked 15 October 2026)
Assumptions
- Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
- Single, aged 26 or over (no youth relief), tax return filed alone
- Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
- Opted out of the PPK workplace pension plan
- No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
- Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
- The health contribution (9%) is not deductible from the tax
- Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate
Notes
- Pension and disability contributions stop once 2026 pay reaches 282,600 zł (30 times the forecast average wage).
Sources
- PIT act (Dz.U. 2026 poz. 592) (opens in a new tab)
- Ryczałt act (Dz.U. 2025 poz. 843) (opens in a new tab)
- Social insurance act (Dz.U. 2026 poz. 199) (opens in a new tab)
- Health care act (Dz.U. 2025 poz. 1461) (opens in a new tab)
- 2026 contribution cap and forecast wage (M.P. 2025 poz. 1206) (opens in a new tab)
- 2026 budget act: Labour, Solidarity and FGŚP funds (Dz.U. 2026 poz. 62) (opens in a new tab)
- 2026 minimum wage (Dz.U. 2025 poz. 1242) (opens in a new tab)
- GUS average wage Q4 2025 (M.P. 2026 poz. 117) (opens in a new tab)
- 2026 flat-tax health deduction limit (M.P. 2025 poz. 1274) (opens in a new tab)
- ZUS: contribution amounts in 2026 (opens in a new tab)
- ZUS: entrepreneurs' contributions in 2026 (ZUS analysis, Feb 2026) (opens in a new tab)
- FGŚP act, art. 29 (Dz.U. 2026 poz. 186) (opens in a new tab)
This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.

