For employersGet job alerts

Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 20,300 zł a month in Poland

Take-home pay a month
12,715 zł
After income tax and social contributions
Take-home pay a year
152,579 zł
After income tax and social contributions
Total deductions
37.4%
of your gross pay goes to tax and contributions
If you earn 100 zł more
52 zł
more take-home pay

Your deductions

ItemPer yearPer month
Gross pay243,600 zł20,300 zł
Income tax (PIT)podatek dochodowy (PIT)−38,705 zł−3,225 zł
Pension insuranceskładka emerytalna−23,775 zł−1,981 zł
Disability insuranceskładka rentowa−3,654 zł−305 zł
Sickness insuranceskładka chorobowa−5,968 zł−497 zł
Health insuranceskładka zdrowotna−18,918 zł−1,577 zł
Total deductions−91,021 zł−7,585 zł
Take-home pay152,579 zł12,715 zł

What your employer pays

ContributionPer yearPer month
Pension insuranceskładka emerytalna23,775 zł1,981 zł
Disability insuranceskładka rentowa15,834 zł1,320 zł
Accident insuranceskładka wypadkowa4,068 zł339 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy5,968 zł497 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)244 zł20 zł
Total cost to the employer293,489 zł24,457 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.

Tax and salary guides