Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 15,800 zł a month in Poland

Take-home pay a month
10,424 zł
After income tax and social contributions
Take-home pay a year
125,087 zł
After income tax and social contributions
Total deductions
34%
of your gross pay goes to tax and contributions
If you earn 100 zł more
52 zł
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay189,600 zł15,800 zł
Income tax (PIT)podatek dochodowy (PIT)−23,794 zł−1,983 zł
Pension insuranceskładka emerytalna−18,505 zł−1,542 zł
Disability insuranceskładka rentowa−2,844 zł−237 zł
Sickness insuranceskładka chorobowa−4,645 zł−387 zł
Health insuranceskładka zdrowotna−14,724 zł−1,227 zł
Total deductions−64,513 zł−5,376 zł
Take-home pay125,087 zł10,424 zł

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceskładka emerytalna18,505 zł1,542 zł
Disability insuranceskładka rentowa12,324 zł1,027 zł
Accident insuranceskładka wypadkowa3,166 zł264 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy4,645 zł387 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)190 zł16 zł
Total cost to the employer228,430 zł19,036 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.