Salary after tax calculator for Poland

Enter a gross salary to see the income tax, social contributions and take-home pay a month. An estimate for a single person without children, not tax advice.

On a B2B contract, enter what you invoice (net of VAT).

Take-home pay on 11,000 zł a month in Poland

Take-home pay a month
7,829 zł
After income tax and social contributions
Take-home pay a year
93,944 zł
After income tax and social contributions
Total deductions
28.8%
of your gross pay goes to tax and contributions
If you earn 100 zł more
69 zł
more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
ItemPer yearPer month
Gross pay132,000 zł11,000 zł
Income tax (PIT)podatek dochodowy (PIT)−9,708 zł−809 zł
Pension insuranceskładka emerytalna−12,883 zł−1,074 zł
Disability insuranceskładka rentowa−1,980 zł−165 zł
Sickness insuranceskładka chorobowa−3,234 zł−270 zł
Health insuranceskładka zdrowotna−10,251 zł−854 zł
Total deductions−38,056 zł−3,171 zł
Take-home pay93,944 zł7,829 zł

What your employer pays

Employer contributions on top of the gross pay, per year and per month
ContributionPer yearPer month
Pension insuranceskładka emerytalna12,883 zł1,074 zł
Disability insuranceskładka rentowa8,580 zł715 zł
Accident insuranceskładka wypadkowa2,204 zł184 zł
Labour Fund and Solidarity FundFundusz Pracy i Fundusz Solidarnościowy3,234 zł270 zł
Guaranteed Employee Benefits FundFundusz Gwarantowanych Świadczeń Pracowniczych (FGŚP)132 zł11 zł
Total cost to the employer159,034 zł13,253 zł

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

  • Employment contract (umowa o pracę) for the whole of 2026, paid in 12 equal monthly salaries
  • Single, aged 26 or over (no youth relief), tax return filed alone
  • Lives in the town where they work: standard employee costs of 250 zł a month (3,000 zł a year)
  • Opted out of the PPK workplace pension plan
  • No 50% author's-rights costs (autorskie koszty uzyskania przychodów)
  • Income tax is the yearly tax settled in the PIT-37 return; the monthly advances withheld by the employer can differ by a few złoty
  • The health contribution (9%) is not deductible from the tax
  • Employer accident insurance at 1.67%, the rate for employers insuring up to 9 people; larger employers have their own rate

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.